Texas TRAIGA (HB 149) — Bias & Discrimination Prevention

Yes. Texas TRAIGA (HB 149) addresses Bias & Discrimination Prevention through 1 provision.

Does Texas TRAIGA (HB 149) require Bias & Discrimination Prevention?

Texas • enforcing

Yes — 1 provision

This regulation imposes 4 specific requirements for Bias & Discrimination Prevention across 1 provision:

Intentional discrimination prohibited — No person may develop or deploy an AI system with **intent** to unlawfully discriminate against a protected class
Disparate impact insufficient — Disparate impact alone does not establish intent to discriminate (§ 552.056(c))
Insurance entity carve-out — Insurance entities subject to existing unfair discrimination statutes are exempt (§ 552.056(d))
Banking safe harbor — Federally insured financial institutions in compliance with federal and state banking laws are deemed compliant (§ 552.056(e))

Obligation:

enforcing

Effective:

Jan 1, 2026

Risk tier:

high-risk

Scope:

developers and deployers

Requirement	Details
Intentional discrimination prohibited	No person may develop or deploy an AI system with intent to unlawfully discriminate against a protected class
Disparate impact insufficient	Disparate impact alone does not establish intent to discriminate (§ 552.056(c))
Insurance entity carve-out	Insurance entities subject to existing unfair discrimination statutes are exempt (§ 552.056(d))
Banking safe harbor	Federally insured financial institutions in compliance with federal and state banking laws are deemed compliant (§ 552.056(e))

Violation	Fine
Per violation	Civil penalties; AG-exclusive enforcement